CalHFA loans???

In order to qualify for a CalHFA loan, certain requirements must be met. They are:

•Be a first-time homebuyer.
(CalHFA considers you a first-time homebuyer if you have not owned and occupied your own home during the last 3 years.).
(This requirement is not necessary if the property is located in a Federally designated "Targeted Area*”)
•Have an annual household/family income within CalHFA’s income limits for the family size and county in which the home is located.
•Purchase a home that is within CalHFA’s sales price limits for the family size and county in which the home is located.
•Live in the home you are purchasing for the entire term of the loan, or until the home is sold or refinanced.
•Meet credit, income and loan requirements of the CalHFA lender and the mortgage insurer.
•Be a citizen or other national of the United States or a qualified alien.
•All borrowers must have completed homebuyer education counseling and received a certificate of completion through an eligible homebuyer counseling organization.
◦CalHFA will accept a homebuyer’s education counseling certificate of completion issued through Fannie Mae or Freddie Mac identified counseling administration agencies, mortgage insurance companies, or HUD-approved homebuyer counselors. CalHFA accepts education completion via online, face-to-face, or phone.
■Fannie Mae Homebuyer Counseling Counselors/Administrators Search
■Freddie Mac Homebuyer Counseling Counselors/Administrators Search

■Genworth Homebuyer Counseling Online Option
■HUD-approved Housing Counselors
■U.S. Department of Housing and Urban Development
451 7th Street, S.W., Washington, DC 20410
Telephone: (202) 708-1112

Of course you can always contact me at thomasjfarris@gmail.com and I can help you with any of your Real Estate needs. :-D